Tips For Creating a Capsule Wardrobe You’ll Love For Years – EP 228

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Do you often have a hard time picking what to wear because of the number of clothing you have in your closet? Best believe you’re not the only one! In this episode, we will help you minimize your closet to maximize your time, space, and budget as well as guide you in creating your own small collection of useful clothing you love, a Capsule Wardrobe. Join us as we also share tips and fun episodes on letting go and spending decisions with intention.

Sometimes, you have to get rid of everything to remember and realize what really matters.


  • A sinking fund for Christmas. Yep! That’s right, I said it. Christmas. It’s just under 5 months away which means if you want to spend $500 on Christmas you can save that with just $100 per month. Want to budget $1,000? Save $200 per month. Want to spend $2,000? Ask yourself why. Whatever you want to save, putting it into a high yield savings account separate from your regular checking account keeps you from spending it early. Right now CIT Bank’s Savings Connect account is offering 1.35% APY. Head to to start your Christmas sinking fund.

How to Build a Capsule Wardrobe

This article from Be More With Less gives us 3 foundational tips for building our own capsule wardrobe.

What Jen + Jill have to say:

See, Sort, and Choose!

10 Capsule Wardrobe Essentials For Endless Outfit Options

This article from The Blissful Mind provides us with a list of the top 10 capsule wardrobe essentials.

What Jen + Jill have to say:

Choose a color palette. It’s ok to like black/grey/white, but you can also make it colorful! Jen and Jill love their definition of a capsule wardrobe: “A small collection of useful clothing that you love” – now how great does that sound?!

What We Always Wear and Never Wear (but people say should be in a capsule)

You’d always find athletic wear on Jen’s wardrobe but never heels and jewelry! For Jill, it would be scarf and cardigans no matter what the season is. You won’t see any jewelry or sunglasses though!

Bill of The Week

Thank you so much Chanelle for submitting your bill of the week well done on negotiating your rent! We are amazed!

Thanks so Much for Listening!

Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:

I just paid off my car loan 19 months early and saved hundreds in interest.

Last year I saved my bonus and continued to save to build a good emergency fund. This year’s bonus paid off my car loan with some left over for other savings goals. 💪🏻

Congrats Allison! Thanks for listening and if you want to check out our monthly challenge community head to to see what challenge we have coming up next.

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

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