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Frugality,
But Make it Fun

We help you control your spending without all the guilt and shame of strict budgeting.

Get ready to feel confident about your finances and afford more of the things money can’t buy.

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Extreme couponing is so 2012.

Modern frugal living is as much about preserving your time, physical space, and natural resources as it is about saving money.

No More Broken Budgets

Budgets are the diets of the financial industry. We help yo-yo budgeters end the guilt and shame cycle of “perfect” budgets and make one that actually works.

Financial Goals That Align With Your Values

There’s not one right way to do money. We help you find your core values and create a financial plan around them. And you always have the freedom to take what works for you and leave what doesn’t.

Motivation to Succeed

Life can be focused on the destination but it’s lived on the journey. You need actionable strategies to make good decisions in advance and in real time. We’ve got you.

Frugal ≠ Cheap

We believe frugality isn't just clipping coupons and reusing Ziploc bags. It's the wise stewardship of resources: money, time, relationships, mental space, physical space, and natural resources.

Intention Matters

When we focus on consuming less, spending based on our values, and earning more in the workplace we can stop focusing on $3 decisions and start considering $3,000 and $30,000 decisions.

We Rise By Lifting Others

We believe the best way forward is together. The only way women can close the wealth gap and experience financial freedom is by working together to educate, support, and celebrate each other.

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Frugal Friends

Frugal Friends
Between vacations, summer sales, and just having more time to shop in general, Americans spent over $200 billion on summer in 2024. Travel saw a 3.5% increase over 2023 and a staggering 118% jump compared to pre-pandemic levels in 2019. Retail sales increased 2.3% you, heavily driven by sales: Memorial Day, 4th of July, Prime Day, and back-to-school. So we’re going to talk about the 3 biggest leaks to your budget: travel, viral trends, and summer sales ⭐ Get our FREE 15 Easier-Than-Takeout Emergency Meals Recipe Book https://www.frugalfriendspodcast.com/meals ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions. #frugality #frugalliving #financialfreedom
Deinfluencing Summer | We're Skipping These Viral Summer Trends
See how eating healthy doesn’t have to be pricey? Very demure, very mindful. If you’ve been wanting to eat a little better, try more veggies, or just stop spending a lot at the grocery store, this episode’s for you. Back with a listener favorite, Toni Okamoto is here to prove that plant-based living doesn’t mean sad meals or empty wallets. 🎙️ Get full show notes here! https://bit.ly/4kaIdD9  📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
Going Plant-Based on a Budget With Toni Okamoto
Explore the financial freedom of a one-vehicle lifestyle! Join us as we break down annual car expenses and reveal how reducing car ownership can save you thousands. Discover alternative transportation options like scooters and see if a single-car household is right for you! #CarExpenses #OneVehicleLife #FrugalLiving #SaveMoney #TransportationAlternatives #ScooterLife #FinancialFreedom #ReduceCarOwnership #BudgetingTips #SustainableLiving
Ditch the Second Car? Save $15,000/Year! Here's How
Unlock financial freedom! Join us as we explore Jill's budgeting journey and the power of manual transaction tracking. Discover why it's crucial for beginners and how it shapes values-based spending. Get our free budgeting spreadsheet in the description! #BudgetingTips #FrugalLiving #MoneyManagement #PersonalFinance #SavingsHacks #DebtFreeJourney #FinancialFreedom #BudgetingForBeginners #TrackYourSpending #ValuesBasedSpending
Budgeting 101: Track Every Penny to Master Your Money!
We’re about to get so real—and by that, we mean we’re taking deinfluencing to the next level. In this episode, Jen and Jill react to actual videos of how influencers try to get us to spend. They break down what you’re seeing on social media, what it’s doing to you psychologically, and why you don’t need to spend money on Memorial Day. 🎙️ Get full show notes here! https://bit.ly/4kgub2k  📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
Deinfluencing Memorial Day Sales
Unlock unadvertised job opportunities! We explore the power of networking for pay increases and starting a business. Discover how referrals and a strong network can lead to higher salaries and your first customers. #Networking #JobOpportunities #NetworkingTips #JobSearch #CareerAdvice #BusinessNetworking #Referrals #Entrepreneurship #SalaryNegotiation #CareerGrowth #ProfessionalDevelopment #HiddenJobMarket
Unlock Hidden Jobs & Higher Pay: Networking is Your Secret Weapon!
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The Definitive Guide to Values Based Spending

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice.

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Meet the Hosts

Jen Smith & Jill Sirianni

Jen Smith

Jen and her husband paid off $78K of debt in 2 years, she's the author of 4 personal finance books.

Jill Sirianni

Jill is a licensed clinical social worker and the co-author of Buy What You Love Without Going Broke.

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Reaching your financial goals starting to feel monotonous? Gamify your goals with us! Join the Monthly Money Challenge Membership to get a new fun money challenge in your inbox every month. 

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