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We help you control your spending without all the guilt and shame of strict budgeting.

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Extreme couponing is so 2012.

Modern frugal living is as much about preserving your time, physical space, and natural resources as it is about saving money.

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Budgets are the diets of the financial industry. We help yo-yo budgeters end the guilt and shame cycle of “perfect” budgets and make one that actually works.

Financial Goals That Align With Your Values

There’s not one right way to do money. We help you find your core values and create a financial plan around them. And you always have the freedom to take what works for you and leave what doesn’t.

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Life can be focused on the destination but it’s lived on the journey. You need actionable strategies to make good decisions in advance and in real time. We’ve got you.

Frugal ≠ Cheap

We believe frugality isn't just clipping coupons and reusing Ziploc bags. It's the wise stewardship of resources: money, time, relationships, mental space, physical space, and natural resources.

Intention Matters

When we focus on consuming less, spending based on our values, and earning more in the workplace we can stop focusing on $3 decisions and start considering $3,000 and $30,000 decisions.

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We believe the best way forward is together. The only way women can close the wealth gap and experience financial freedom is by working together to educate, support, and celebrate each other.

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Frugal Friends

Frugal Friends
August is here, and your budget needs a reset 🍅📚☀️ In this episode, we’re covering everything you should include in your August budget — from back-to-school expenses and end-of-summer spending traps to the foods that are actually worth buying this month. We’re talking: 04:17 - ✨ What to budget for in August 09:55 - 🛒 What’s on sale (and what’s weirdly overpriced) 13:23 - 🥕 Seasonal produce to save money on groceries + meal ideas 19:12 - 💸 One BIG money move to make before fall hits 📲 Get 20% off our new customized spending coach APP! https://www.frugalfriendspodcast.com/app 💰 High-Yield Savings for Your Emergency Fund with CIT: https://www.frugalfriendspodcast.com/cit 🩶 Platinum: https://www.frugalfriendspodcast.com/platinum If you’ve been feeling like your spending has been all over the place this summer, this episode will help you reset without guilt and prepare for the months ahead with intention. Because budgeting isn’t about restriction — it’s about making room for what matters most ❤️ 🎧 Frugal Friends Podcast helps you spend less on the things you don’t care about and more on the things you do. #Budgeting #AugustBudget #FrugalLiving #MoneySavingTips #MealPlanning #PersonalFinance #FrugalFriends 🎙️ Get full show notes here! https://bit.ly/augustbudgetkit ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
What to Include in Your August Budget
Want episode extras and behind the scenes goodies? It’s all in the Friendletter. Join for free → https://www.frugalfriendspodcast.com/friendletter Why does it feel like we keep buying more… but enjoying life less? In this episode, we’re talking about how to live with less without feeling deprived — and why simplifying your spending can actually help you get MORE out of life. Using ideas from our book Buy What You Love Without Going Broke and the psychology behind Maslow’s Hierarchy of Needs, we break down why so much overconsumption today isn’t really about greed or lack of discipline… it’s about unmet needs. Because most of the time, we’re not just buying products. We’re buying: • comfort • belonging • identity • safety • relief • hope that this next thing will finally make life feel easier But what if the things that make life meaningful can’t actually be purchased? ✨ In this episode: • Why overconsumption leaves us emotionally & financially drained • The hidden psychology behind impulse spending • How companies manufacture desire and dissatisfaction • Why “living with less” is NOT deprivation • How Maslow’s Hierarchy explains modern spending habits • The difference between relief vs fulfillment • Practical ways to simplify your life without becoming miserable We also talk about: • influencer culture & lifestyle pressure • “little treat” spending • underconsumption/deinfluencing trends • why frugality is stewardship of ALL your resources—not just money 💛 The goal isn’t to own less for the sake of it. The goal is to create more space for what actually matters. 📘 Inspired by concepts from Buy What You Love Without Going Broke → https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ If you enjoy conversations about intentional spending, overconsumption, values-based living, and building a life you actually like living, subscribe to the channel ✨ 04:29 - Why is ‘Happiness’ being marketed to us? 10:39 - 5 levels of needs 17:04 - How to live with less 27:06 - How do we focus on our needs? 🎙️ Get full show notes here! https://bit.ly/ffplivewithless ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle Spend Smart App: https://www.frugalfriendspodcast.com/app DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions. #FrugalLiving #IntentionalLiving #Overconsumption #PersonalFinance #Minimalism #MaslowsHierarchy #FrugalFriends #ValuesBasedSpending #SimpleLiving #MoneyMindset
How to Live With Less And Get More Out of Life
Want episode extras and behind the scenes goodies? It’s all in the Friendletter. Join for free → https://www.frugalfriendspodcast.com/friendletter At some point, many of us will face a reality we didn’t plan for: helping our parents financially. Whether it’s covering bills, helping with housing, or stepping into a caregiving role—this is becoming more common for people in their 30s, 40s, and 50s… and almost no one is talking about how to prepare for it. In this episode, we’re sharing our personal experiences and breaking down what you need to know before it becomes a crisis. Because this isn’t just about money—it’s about the people we love, boundaries, and building a plan that doesn’t sacrifice your future. We cover: 01:25 - How common it actually is to financially support parents 08:20 - The real (and often hidden) costs of caregiving 15:42 - What to ask your parents NOW to avoid stress later 12:11 - How to set financial boundaries without guilt 12:59 - The biggest mistakes people make (and how to avoid them) 28:02 - Practical steps to start planning in your 30s–50s 🤝 Find a Certified Financial Planner: https://www.frugalfriendspodcast.com/cfp 💡 If you’re trying to balance saving for your own future while also preparing to support your parents… you are not alone. And you don’t have to figure it out the hard way. 🎙️ Get full show notes here! https://bit.ly/ffpcareforthem ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
You Might Have to Support Your Parents… Here’s What to Do
Want episode extras and behind the scenes goodies? It’s all in the Friendletter. Join for free → https://www.frugalfriendspodcast.com/friendletter Most people think frugal people just “buy less.” But real frugality is about something much bigger: being a good steward of your money, time, energy, attention, and peace. In this episode, we’re breaking down 21 things frugal people DON’T buy in 2026 — not because they’re cheap, but because these purchases usually cost more than they’re worth. From trendy convenience spending to subtle lifestyle inflation, we’re talking about the purchases that quietly drain our finances and our mental bandwidth. And stick around until the end because #21 is by far the most expensive. 👀 Whether you’re trying to spend more intentionally, save money without feeling deprived, or escape the pressure to constantly consume, this episode will help you rethink what’s actually worth buying. ✨ In this episode: - The difference between cheapness and true frugality - Why frugal people think beyond just price tags - Purchases that waste money, time, and emotional energy - How to align spending with your real values - The hidden cost of “normal” consumer habits in 2026 💛 Frugality isn’t about never spending money. It’s about spending on purpose. 📘 Order our book, Buy What You Love Without Going Broke → https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 🎧 Listen to the Frugal Friends Podcast for weekly money conversations that are practical, shame-free, and fun. 03:08 - Modern money traps you don't notice 08:03 - Convenience that's costing you more 17:48 - Lifestyle upgrades that aren't worth it 22:06 - When marketing sells you an identity 34:00 - Stop buying for your fantasy self 🎙️ Get full show notes here! https://bit.ly/ffpfrugalnobuy2026 ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
21 Things Frugal People Don't Buy in 2026
Want episode extras and behind the scenes goodies? It’s all in the Friendletter. Join for free → https://www.frugalfriendspodcast.com/friendletter In this episode, we’re talking about the very relatable world of buyer’s remorse—from viral TikTok buys and random impulse purchases to some of the biggest money mistakes people make. No influencers. No finance experts. Just real people sharing the things they wish they could return, refund, or forget ever buying. We cover: - Everyday purchases that seemed useful but weren’t - The shocking price tag of buying a brand-new car - Why even expensive luxury purchases can leave us disappointed - The psychology behind why we regret spending in the first place One story about a Prada bag really stands out—and it’s a lesson a lot of us can relate to. Sometimes we’re not just buying the item. We’re buying the version of ourselves we hope to become. Whether it’s a trendy gadget, a “can’t-miss” deal, or a major splurge, this episode is a reminder that buyer’s remorse isn’t about being perfect with money—it’s about learning from the purchases we’d make differently next time. 📌 Subscribe for more videos on frugal living, saving money, budgeting, mindful spending, anti-consumerism, and building wealth without sacrificing what matters. 💬 Comment below: What’s the purchase you regret the most—and what did it teach you? 02:23 - TikTok Shop purchases people regret 07:06 - Everyday items that weren't worth it 15:11 - Baby purchases parents wish they skipped 20:50 - The real cost of buying a new car 27:47 - The Prada bag that didn't change her life 🎙️ Get full show notes here! https://bit.ly/ffpbuyerremorse ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle WATCH NEXT: ▶ Unhinged Baby Showers + Gender Reveals = Broke Parents | https://www.youtube.com/watch?v=ZFBIQbrjN1w ▶ TikTok is Normalizing Being CAR POOR | These Car Payments Are INSANE! | https://www.youtube.com/watch?v=2mnnE6glKLw DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
People Share What They REGRET Purchasing | Buyer's Remorse
Want episode extras and behind the scenes goodies? It’s all in the Friendletter. Join for free → https://www.frugalfriendspodcast.com/friendletter Are we actually worse with money than people in the Great Depression? In this video, we break down frugal living tips from the Great Depression—not just the old-school money-saving hacks, but the mindset that made them so effective. From “use it up, wear it out” to community sharing and extreme resourcefulness, these habits helped people survive one of the hardest economic periods in history. But here’s the twist: Some of these Great Depression frugal habits still work today… and some of them would actually be dangerous or outdated in modern life. We’re unpacking: - 20+ frugal living tips from the Great Depression - The psychology behind why people spent so differently back then - Which habits you should still use today (and which to avoid) - How to adapt these frugal living strategies using modern tools - Why consumerism has changed the way we think about money If you’re trying to save money, spend less, and live more intentionally, this video will help you rethink what frugality really means. Because frugal living isn’t about deprivation—it’s about using your money in a way that actually improves your life. 📌 Subscribe for more videos on: frugal living, saving money, budgeting tips, anti-consumerism, and values-based spending 💬 Comment below: Which Great Depression habits do you do? 02:45 - Living through the lens of great depression 11:13 - Doing more with less 19:34 - Save everything, waste nothing 29:22 - Planning for uncertainty 36:06 - Just because it exists doesn't mean you need it 🎙️ Get full show notes here! https://bit.ly/ffpgreatdepressionskills ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions. #frugalliving #greatdepression #savingmoney #moneytips #personalfinance #anticonsumerism
23 Frugal Living Tips From The Great Depression
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Meet the Hosts

Jen Smith & Jill Sirianni

Jen Smith

Jen and her husband paid off $78K of debt in 2 years, she's the author of 4 personal finance books.

Jill Sirianni

Jill is a licensed clinical social worker and the co-author of Buy What You Love Without Going Broke.

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