The Enneagram and Your Spending – EP 321

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Calling all personality test nerds! Today’s episode explores spending habits through a fresh, fun lens – Enneagram types! These bad boys not only reveal your personality type but also provide a sneak peek into your spending style. It’s like having a secret weapon to power up your money moves! Tune in to Jen & Jill and discover how your Enneagram type can change the way you approach your finances.

No personality type is safer from emotional spending than another.


  • Wings. Like the wings that knowledge gives you. But who has time for knowledge? You do! You’re here. Now. listening and searching for knowledge and motivation to improve your life and fly to new heights. And we want to give you more. For free. Our newly designed and reimagined newsletter that you guys voted on and named The Friendletter, launches July 10th. It’s like a text from your best friend when she finds a freebie or life hack that’s saving her right now but in email form. On Mondays, we’ll tell you what companies are giving away freebies or where you may be able to find free events in your area. Wednesdays are about saving, you’ll get tips to save on one budget category and an actionable step to take each week. And Friday will send you into the weekend with some spending psychology mental shortcuts to help you say “no” to the things you don’t value and emphatic “yeses” to the things you love. So if you want to save more, spend less, and give wings to your financial goals, in just 5 minutes a day head to right now so you don’t miss the first edition!

Your Enneagram Type & Your Financial Habits

Truity, a personality assessment platform, surveyed 58,000 people on their financial habits and published an article linking their Enneagram personality types and spending styles based on the results.

What Jen + Jill have to say:

Enneagram types have different attitudes toward money: Type 1s, as strict rule followers, worry about financial responsibility. Type 2s don’t hesitate to spend on self-care and appearance, while Type 3s are motivated by money and success. Type 4s value uniqueness over wealth, and Type 5s fear scarcity but indulge in media purchases due to their introverted nature. Type 6 hoards money for security and feels guilty about spending, but Type 7s find happiness in adventurous purchases. Type 9 prioritizes inner peace over financial motivation.

How to Improve Your Finances Based on Your Enneagram Type

An informative infographic in this article by our very own Jen for DollarSprout shows how your Enneagram type can improve your spending habits!

What Jen + Jill have to say:

Jill LOVES the article while Jen provides a digestible segment for readers that gives an overview of each Enneagram type, their spending habits, and how they can switch up their approach to financial goals.

Just as each Enneagram type has distinct financial habits from the others, all have areas for improvement. Type 1s should incorporate their values into budgets and practice self-kindness; Type 2s need to prioritize their own needs before helping others. Type 3s should align spending with income, track finances, and set savings goals, similar to how Type 4s should find non-monetary outlets for self-expression and avoid unnecessary emotional spending. Type 5s excel at budgeting but should ensure purchases align with needs and values, whereas Type 6s benefit from evaluating their financial security and preparing for uncertainty. Type 7s should connect spending choices to core values and create a sinking fund for impulsive expenses, and Type 8s can embrace interdependence and community rather than stockpiling resources. Type 9s should focus on values-based spending and practice asserting their desires gradually.

What’s the most “your type” thing you’ve done that relates to spending or saving?

Jill says she’s either a Type 3, 5, or 8. She’s been doing a meal plan since January 2023, planning her meals for two weeks at a time—breakfast, lunch, and dinner—and posting them on her fridge. Jen thinks Jill is a Type 3 or Type 8.

Jen thinks she’s either a Type 3 or Type 8, and tells a tragically funny Enneagram story that involves an aggressive Enneagram assessment on a retreat and Type 8s.

Bill of The Week

Thank you for sharing your bill about paying off your second student loan with your tax return!

Thanks so Much for Listening!

Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:

I'm definitely more mindful of my spending and focusing on minimalism has really helped.

Getting rid of things and focusing on not letting more accumulate has given me a new perspective on spending. I'm also working towards paying off vet bills and saving for when more vet bills come and not impulse spending has helped, plus saving for when I am off work post-procedure where I'll get paid less.

I feel like I'm being more insightful about where my money is going, although I still have purchased some things I feel like I maybe didn't need but definitely has decreased a lot.

Congrats! Thanks for listening and if you want to check out our monthly challenge community head to to see what challenge we have coming up next.

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

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