The Friendletter

Hey there! August always shows up a little faster than expected. One minute it’s popsicles and porch hangs, the next you’re knee-deep in back-to-school sales and wondering where all your sunscreen (and savings) went. That’s why this month’s budget toolkit is all about clarity – what’s staying in the spending plan, what’s going, and how…

  Hiiii friend! We overestimate what we can do in a day and underestimate what we can do in a year. There are plenty of variations of that quote but the sentiment stays the same: We often give up too quickly on our big financial goals. Saving $10,000 might sound like a stretch, especially if…

Hi friends, 👋 When you open your banking app or look at your statement, do you ever question where it all went? You’re not alone. We sat down with someone brave enough to go through their last 90 days of spending –and let us gently intervene. See what she spent on, and watch what we…

  Hey Friend!  In a world of “must-haves”, influencers, & the latest trends, it can be hard to differentiate between needs and wants – especially for our kiddos. but we have a hot take… 🤭  It doesn’t have to be this way. WATCH | Deinfluencing Kid Stuff: These Parents Are TEACHING OVERCONSUMPTION Watch here and…

Hey Frugal Friend, 🤔 Here’s a mindset shift for your week:  What if the fastest way to earn and save money… is to get rid of stuff? We usually think of decluttering as just tidying up. But when you do it with intention, it becomes a money move. One that can boost your bank account,…

  The healthcare system in the U.S. is many things, but transparent isn’t one of them. You can’t shop around mid-appendicitis, and most of us only find out what something costs after we get the bill. 📣 But here’s the good news: you have more power than you think. We just sat down with Jared…

  Hey there 👋 When your debt’s bigger than your annual income, it’s easy to feel like you’re starring in a financial horror movie (with no exit). But there is a way forward—no panic, no shame, no confusing money jargon. Just real talk and a starting point. 🎧 Listen Now  📉 Our Top 3 Steps to…

Happpyy Friday, friend! Summer’s in full swing—which means your budget might be feeling the heat from travel, kids’ activities, or skyrocketing A/C bills. Here’s how to prepare for the month ahead: ✅ Pause and plan: Budget for late-summer travel (August sneaks up fast!) Prep for back-to-school expenses (supplies hit shelves early) Watch for sneaky renewals—streaming, credit…

  Hey Friend, No-spend challenges seem simple: stop spending, save money. But what you actually get out of them often has nothing to do with your bank account. When you stop buying, you start noticing—the default scrolls, the boredom-buys, the ways you use spending to soothe or avoid. And that awareness? It’s the first step…