The Friendletter

Howdy, 🤠 We’ve all been there—scouring the internet for tangible tips on how to save on our electric bills and getting zilch for results. With utility bills on the rise and summer heat around the corner, it’s vital we demystify savings options, especially for those in low-income households. That’s why we dug deep and found…

Hey, If you’ve ever felt guilty about your daily coffee run or that gym membership you actually use, here’s some good news: Saving money doesn’t have to mean giving up everything that makes life brighter.  Most of the time when we think about cutting back, we immediately assume it means sacrificing what we actually love….

  We all like to think we make rational decisions with our money. Budget the essentials, save what we can, and spend responsibly on wants. But some of our spending isn’t really about wants at all—it’s about meeting real psychological needs. According to Maslow’s hierarchy of needs we have physiological, safety, love & belonging, esteem,…

With Earth Day coming up next week, you’re probably seeing a flood of “sustainable” products promising to help you go green. And while it’s great to support eco-conscious brands, let’s be real… buying another $40 water bottle when you already have three isn’t exactly saving the environment (or your wallet). ​​In reality, some of the…

Hi friends! Some months, I (Goldie) stare at my credit card statement, convinced there’s been fraud. “This cannot be the total. There must be a fraudulent charge somewhere.” I start mentally preparing to call the bank, only to review the statement and… oh. These are all just me. Only me and my purchases. Again. If…

Hiya ☀️ When you hear the word ‘minimalism’, what comes to mind? If it’s a white room with a singular Scandinavian desk & chair then it’s time for a revamp because that’s NOT the kind of minimalism we’re about.  Instead we like finding our ‘enough’, learning what makes our physical spaces feel peaceful vs. chaotic,…

Good morning, friends! 👋 Eating at home is one of our top recommendations to save, but with grocery prices rising an average of 3.3% in 2025, it’s vital to use our resources to save where we can. Strategic use of apps, discount stores, and trade can help mitigate the sticker shock we feel while shopping—and…

Can you afford to lose your job? I know, not exactly the Monday mood booster you were hoping for… but hear me out. We’re shaking things up around here (again!) because well, you asked for it. After digging through the results of our recent mega survey, we’re tailoring our content to give you exactly what…

Hey Friends! Did you know that having too many choices can lead to decision fatigue, stress, and yep, poor financial habits. We’ve been through it—overcomplicated budgets, way too many savings accounts, and financial plans that are impossible to stick to. And guess what? The simpler we made things, the better they worked. 🍃 Why Keeping It…