Why you keep self-sabotaging your budget

Hello đź‘‹

Budget blown (again)? You’re not alone—and no, you’re not bad with money.

We’ve all hit that “who cares, I’m ordering takeout” moment. What matters is what you do next.

In Tuesday’s episode, Why You Keep Self-Sabotaging Your Budget (& How to Stop!) we break down simple steps to bounce back and move forward—no shame, just real talk.

Why Sticking to a Budget is So Hard (& How to Actually Do It)

Budgets often fail because they forget one thing: we’re human. Emotions, habits, and real life don’t always fit neatly into a spreadsheet.

Here are 3 simple ways to stick to your budget—without the guilt:

1. Get curious, not judgmental Avoiding your finances doesn’t make the stress go away. Try looking at your spending with curiosity instead of shame.

2. Build in joy & flexibility. Budgets that leave zero room for real life? They don’t last. Make space for what makes you happy—and the unexpected.

3. Create spending boundaries. Spending is easier than ever. Shift your focus by putting up gentle guardrails.

Gentle Reminder

Your budget isn’t a punishment—it’s a tool to help you live your values (and still grab the latte). 💭

This Week’s Sunday Reset

Did you have the chance to check out our latest Sunday Reset? This week, we talked about minimalist wardrobes with flair! Watch How to Build a Colorful Minimalist Wardrobe on Youtube now!

This Week on Frugal Friends

For a deeper look at this topic listen to Tuesday’s episode: Why You Keep Self-Sabotaging Your Budget (& How to Stop!).

With AI hard at work, scams are getting more complicated and difficult to spot by the minute. Listen to: Social Media Scams THAT ALMOST FOOLED US! for an update on the latest scams.

Tune in wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!

Weekend Checklist

✅ Do: Download our 2025 Spending Planner for a fast, mobile-optimized way to track your spending, debt, and savings! With an annual dashboard, a monthly bill calendar, and debt snowball tracker, your spending will be in alignment with your values faster than you can say “frugal.” The best part? Right now, it’s 50% off with code DEBTTRACKER.🙂

✅ Meal Plan: Have you seen our latest Sunday Reset? In it, we shared six recipes, including a mouth-watering Chicken Francese. 🤤

✅ Read: Rebel Witch by Kristen Ciccarelli for a fantastical escape from reality (& an enemies-to-lovers romance!) 

✅ Listen: TED’s The Way We Work. It’s a series that does a high level overview of a topic and uses psychology to teach better habits, all in 5 minutes (or less!). 

Kind regards,
Kim

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.

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