Brought to you by:
🏃♀️ On The Up and Up 🏃♀️
Today I want to talk about mastering a skill. 🎯
We say a lot about how spending is a skill. You can’t often perfect skills but you can master them.
So where is that line between novice and master? I think the Japanese concept called Shuhari explains it well.
Shuhari is a Japanese martial art concept that describes the stages of learning to mastery and roughly translates to “follow the rules, break the rules, transcend the rules.”
Photo credits to Tim Barlow Online
💡 Shu (守) means to follow a teacher fully without question. When you’re first starting to learn something whether it be a hobby, language, or topic like personal finance, you choose one teacher and follow them fully.
When you’re a total beginner following one teacher and all their rules isn’t bad, it reduces overwhelm, but you shouldn’t spend much time here.
⚡ Ha (破) means to break away. Once you have an understanding of basic principles then you should experiment with breaking the “rules.”
This is where you can compare your desires, lifestyle, and season to that of your teacher and start to study other schools of thought to design your own rules.
🎯 Ri (離) means to transcend. At this stage, you’ve “mastered” your skill. We put it in quotations because sometimes mastered gets mistaken for perfected. You’ll never be a perfect spender or perfect at anything for that matter.
But at this point, you’ve experimented and studied, probably for several years, and you’re at the point where you can make your own rules.
Once you start down the path of values-based spending, you’ll spend most of your life in the ‘mastery’ stage, so don’t rush getting there. Explore, play, and experiment so you can be confident that your financial goals and spending practices are right for you.
Catch ya later,
⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.