Many things can derail our budgets and best intentions, but it’s not about falling off the horse, it’s about getting back on! Let’s talk about how we can get back on track quickly with our finances.
- The Frugal Friends Workbook Flash Sale! FFWB a digital workbook with 6 week-long challenges that turn improving your finances into a game. You’ll get 60 pages of teaching and implementation guidance on topics ranging from decluttering and increasing your income to having healthy conversations about money. And while it can be completed on your own, it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads. Today is the last day to take advantage of this deal so head to Frugalfriendspodcast.com/workbook to get the workbook for 40% off. No code needed that’s frugalfriendspodcast.com/workbook
- All and Nothing. Do you mess up or experience unexpected life events? First, congratulations, you are a human living in the real world, second All and Nothing want you to know that you don’t have to choose between them. There’s a third option, doing the best you can. Remember the next time you experience events that are suboptimal that you don’t have to be all or nothing, you can do the best you can.
What the Internet has to say:
This article from our friend Allison at Inspired Budget talks all about how to get back on track with our money, even when we’ve been derailed.
What Jen+Jill have to say:
1. ID the problem: consider what led to getting off track (unexpected expense? Impulse? Keeping up with friends?)
2. Evaluate the situation
3. Make a budget: …you knew this was coming 😉 – allows you to be intentional about where you’re putting your money
4. Give yourself grace
5. Set new goals – consider short term money goals (link back to tip #1)
More from the Internet:
This article from living well, spending less lists out 5 tips for getting back on track with our spending and saving quickly
More from Jen+Jill:
1. Freeze your spending
2. Save on food – coupons? naw – but definitely cut your grocery bill!
3. Donate items for tax write offs – We have a different opinion; sure, donate items, but don’t worry about tax write-offs. Spending time simplifying is time spent… not money spent 🙂
4. Return or sell items you don’t need
5. Tell your money where to go
BILL OF THE WEEK –
Thank you Ally from Sidney Australia for sharing about paying your mom to clean to your apartment
Thank you for sharing your pill about finding $41 in unclaimed money
If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill
Getting back on the wagon stories
- renovations/moving/hosting – set us over the edge! Reigning in my eating out budget to put money where I actually want it to go!
- Jen- looking at numbers
- Recognizing areas we could be doing better
- Respond by optimizing what I’m making
Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to firstname.lastname@example.org. AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook!
Thanks for listening! See you next week!