How Much Should You Tip? – EP 324

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People that are frugal are frequently labeled as bad tippers or cheap. When the pandemic struck, tipping became a hot topic, sparking deeper and more complex discussions about gratuity. As your best frugality companions, we’d like to dispel the idea that we’re bad tippers. This episode aims to help you become a better tipper by making you wiser and more well-informed about the culture surrounding it.

Speak up. Anybody can make a mistake. You’re not getting somebody in trouble by voicing what their mistake was.


  • The Dream. We don’t normally partner with American singer-songwriters or record producers, BUT if your shorty is a 10 and you love her, you should tip her. If she’s a DIME… yeah you definitely should tip her. IF she’s making you eggs and grits in the morning, or better yet pancakes with the bacon on the side YOU SHOULD TIP HER!! And listen… we’re doing ALL that in more in our newsletter – these dime pieces over here have got the scoop on free food, tips for spending better, hacks for saving and so much more! It’s called The Friendletter and it’s FREE but you can tip us by subscribing – check it out at

The Ultimate Guide to Tipping Etiquette in Every Situation—and When Not to Tip

Real Simple shares a recently published ultimate guide to tipping in every situation and when not to.  

What Jen + Jill have to say:

When tipping, it is usually in the range of 15% to 20%: 15% for average service, 20% for excellent service. Regardless of the level of service, Jen and Jill believe this is non-negotiable. It is important to tip restaurant servers for the service they provide; however, Jen says that you can tell the difference between poor service and somebody who’s very busy and doesn’t have the time to accommodate you immediately. You should also give tips to your taxi ride, rideshares like Uber and Lyft, and Hair and Nail salons. Leave a tip for the bartender you frequently see. Jill says that going for more flat rate amounts could be a good idea—leaving a dollar for a beer or two dollars for a cocktail could be a nice tip. It’s also necessary to tip hotel housekeeping per day because the person who cleans your room one day won’t be the same the following day. Also, rounding up a tip for your nanny would be a nice gesture.

A gray area situation on who you should be tipping is your food delivery guy, while Jen doesn’t think this is a gray area because they should get a fair wage regardless of how much the customer spent on the food. Another gray area would be tipping in coffee shops. Oftentimes we encounter tipping dilemmas such as tipping a bad service or the person you’re with did not tip well, so just remember that it’s okay for people to make mistakes, assess the situation, and speak up regarding their service.

Tired of ‘Tipflation’? 5 Times It’s Ok Not to Tip, According to Etiquette Experts

When is it okay NOT to tip? CNBC listed five in this article, according to industry experts.

What Jen + Jill have to say:

It is alright not to tip professionals—while the term “professional” should also be inclusive of service workers, the article meant professional doctors, lawyers, teachers, plumbers, cable technicians, and therapists. It could be seen as bribery or carrying out a favor for their customers. Jill loves and welcomes the idea of giving gifts to teachers as a kind gesture—not necessarily a monetary gift, but any gift they would appreciate. If you go to an event with an open bar and there’s no tip jar out, it’s alright not to tip, as usually the person paying for the event is responsible for it.

Also, you’re not required to tip counter service. Jen firmly states that people working at the counter are earning a wage, and they should be. 

What is your worst and best tipping story?

Jen’s worst tipping story was her first serving job in a fine dining restaurant, and she felt she was doing a great job until the customer did not leave any tip. But when she moved into bartending, she was able to work in the open bar for Embassy Suites every Sunday, and she just loved the speed and the money she was able to earn from working there.

Meanwhile, Jill loved when her husband, Eric, would get a few hundred dollars worth of tips from his electrical business and when she was bartending for events. Sadly, there was a time when a customer insisted on giving her a tip, but she had to give it to the restaurant’s bigger pot of tips.

Bill of The Week

Thank you Emily for sharing your bill about paying your personal trainer with your raise! AND still having enough for your down payment!

Thanks so Much for Listening!

Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:

Declutter Challenge Bonus Win

a great part of slowly going through all my belongings? I can remind myself of what I already have and put things in better locations. Example- I have recently been thinking I am running out of ponytails, while Decluttering I’ve found so many ponytails in random places!

Congrats! Thanks for listening and if you want to check out our monthly challenge community head to to see what challenge we have coming up next.

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

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