The Friendletter

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Spending Intervention: She Lost EVERYTHING In A Flood

Hi Friend, Some seasons of life knock the wind out of you. A job loss. A breakup. A medical bill you didn’t see coming. Or as we talk about in this week’s Spending Intervention: A literal hurricane. 👉 Watch | She lost EVERYTHING In a Hurricane We sat down with Emily, who lost almost everything…

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The trick to reaching your money goals FASTER 🔥

We’re finding it impossible to do ALL THE THINGS. Cooking actual meals, staying on top of bills, being the friend who remembers birthdays, excelling at work, engaging in self-care practices. We just don’t have enough hands. Which is why we created our (drum roll please) 🥁🥁🥁 mobile optimized Spending Planner! It at least helps you stay…

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May Budget Toolkit

Good morning!  April showers have finally bloomed into May flowers, and with it comes the May Budget Toolkit! Which includes our very own Mobile-Optimized Spending Planner! If you wanna tackle May’s budget the Frugal Friends way, take advantage of our 50% OFF flash sale (ends April 30). This spreadsheet (compatible with Google Sheets) has everything…

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Cut Your Electric Bill

Howdy, 🤠 We’ve all been there—scouring the internet for tangible tips on how to save on our electric bills and getting zilch for results. With utility bills on the rise and summer heat around the corner, it’s vital we demystify savings options, especially for those in low-income households. That’s why we dug deep and found…

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INSTEAD of giving up what you love, do THIS

Hey, If you’ve ever felt guilty about your daily coffee run or that gym membership you actually use, here’s some good news: Saving money doesn’t have to mean giving up everything that makes life brighter.  Most of the time when we think about cutting back, we immediately assume it means sacrificing what we actually love….

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What your Higher Needs are Costing you

  We all like to think we make rational decisions with our money. Budget the essentials, save what we can, and spend responsibly on wants. But some of our spending isn’t really about wants at all—it’s about meeting real psychological needs. According to Maslow’s hierarchy of needs we have physiological, safety, love & belonging, esteem,…

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FREE ways to be more eco-friendly

With Earth Day coming up next week, you’re probably seeing a flood of “sustainable” products promising to help you go green. And while it’s great to support eco-conscious brands, let’s be real… buying another $40 water bottle when you already have three isn’t exactly saving the environment (or your wallet). ​​In reality, some of the…

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HOW to do a 90-day transaction inventory

Hi friends! Some months, I (Goldie) stare at my credit card statement, convinced there’s been fraud. “This cannot be the total. There must be a fraudulent charge somewhere.” I start mentally preparing to call the bank, only to review the statement and… oh. These are all just me. Only me and my purchases. Again. If…

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Minimalism = More Money? The Secret No One Talks About

Hiya ☀️ When you hear the word ‘minimalism’, what comes to mind? If it’s a white room with a singular Scandinavian desk & chair then it’s time for a revamp because that’s NOT the kind of minimalism we’re about.  Instead we like finding our ‘enough’, learning what makes our physical spaces feel peaceful vs. chaotic,…

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