The Friendletter

  Hey friend! Let’s be honest, “hire a financial planner” is advice that gets thrown around like confetti. But what if you don’t have six figures in your 401(k)? Or you’re still figuring out how to get one? Here’s the truth: not everyone needs a financial planner right now. But everyone can benefit from financial…

Hey Friends! We’ve been sold this lie in personal finance about the “big 3” expenses, when in reality, we think it’s actually the Big 4: housing, transportation, food, AND HEALTHCARE! Paying for health insurance can feel like adding a second rent payment. Rising premiums, surprise bills, and confusing coverage, it’s no wonder so many people…

  Hey friend! If you’ve been looking for simple, low-stress ways to save money without feeling deprived, this week’s YouTube episode is for you. And if you’ve been around here a while, you know we’re not just about the “give up lattes” version of frugal living. We’re breaking down 40 frugal living tips that actually…

Hey Friend, If you’ve scrolled TikTok lately, you’ve seen it. People livestreaming from cars, bedrooms, even hospital beds saying things like: “Just need $30 for rent”“Help me feed my kids” Thousands jump in to comment, send gifts, or share Venmo links. It feels good to help, but it’s also become an industry. And it’s an…

  Hi friend, Did you know the average family overspends by about $4,000 a year on groceries—and it has nothing to do with prices? It’s because most people are following the traditional grocery routine that guarantees overspending and food waste before they even set foot in the store. In today’s episode, we’re sharing a grocery…

Hey everyone! Jill here! Ready to hype you up for a fun, low-cost November. All we need is a bit of planning and knowledge about where our money can go the furthest this month. And we’ve got you covered! 💸 BUT FIRST! Rakuten is offering their highest EVER welcome bonus to new users! Rakuten is…

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  Hey friend, Let’s talk about your mortgage — yes, your monthly payment. Have you ever wondered if refinancing could actually save you money? Or maybe you’ve seen ads promising lower rates and thought, “Is this right for me?” In today’s episode, we’re having a real conversation about it—the numbers, the timing, the red flags—so…

  Hi friend, Every payday comes with a choice: let your money slip through your fingers, or put it to work with a clear plan. Most people skip the second option—not because they don’t care, but because they don’t have a simple system to follow. We do. And it’s the exact process we’re breaking down…