The Friendletter

Hey! Got a bonus, tax refund, birthday cash, or a little surprise windfall? 💸 You may not have Joni-level extra (she won the lottery—no joke! catch the Spending Intervention below👇), but even small amounts can go a long way! We’re breaking down some strategies to ensure you make the most of some extra cash. WATCH…

  Hi friends 👋 With inflation climbing, we’ve seen some questionable money-saving tactics on social media. There’s room to get creative—just don’t skip personal hygiene, kapish? Curious what people are doing to save? Watch the full story on our YouTube channel here. Watch our YouTube video for the full story here. WATCH | UNHINGED Ways…

Paying off debt can feel like trying to solve a puzzle without the picture on the box. You know what the end should look like: debt-free and less stressed, but figuring out where to start, what pieces fit where, and how to stay motivated can be overwhelming. While there’s no one-size-fits-all method, the key is…

Morning, friends! We don’t have to tell you (but we will) that setbacks happen. And they suck. Whether it’s a job loss, emergency, or total life shake-up, it’s tough to know where to even start again. In our latest Spending Intervention, we talk with Emily, who lost everything in Hurricane Helene last year and is…

  Hey, friend! Have you noticed the steady increase in what people are willing to spend on their car payment? When did $800+/mo become standard?? 💡 Here’s something to keep in mind: Your car payment should ideally be no more than 10–15% of your take-home pay. Go beyond that, and you’re likely sacrificing your ability to…

Hey there! August always shows up a little faster than expected. One minute it’s popsicles and porch hangs, the next you’re knee-deep in back-to-school sales and wondering where all your sunscreen (and savings) went. That’s why this month’s budget toolkit is all about clarity – what’s staying in the spending plan, what’s going, and how…

  Hiiii friend! We overestimate what we can do in a day and underestimate what we can do in a year. There are plenty of variations of that quote but the sentiment stays the same: We often give up too quickly on our big financial goals. Saving $10,000 might sound like a stretch, especially if…

Hi friends, 👋 When you open your banking app or look at your statement, do you ever question where it all went? You’re not alone. We sat down with someone brave enough to go through their last 90 days of spending –and let us gently intervene. See what she spent on, and watch what we…

  Hey Friend!  In a world of “must-haves”, influencers, & the latest trends, it can be hard to differentiate between needs and wants – especially for our kiddos. but we have a hot take… 🤭  It doesn’t have to be this way. WATCH | Deinfluencing Kid Stuff: These Parents Are TEACHING OVERCONSUMPTION Watch here and…