Frugal Friends

People are BEGGING for Money on TikTok

Hey Friend, If you’ve scrolled TikTok lately, you’ve seen it. People livestreaming from cars, bedrooms, even hospital beds saying things like: “Just need $30 for rent”“Help me feed my kids” Thousands jump in to comment, send gifts, or share Venmo links. It feels good to help, but it’s also become an industry. And it’s an…

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The simple grocery hack 80% of people miss

  Hi friend, Did you know the average family overspends by about $4,000 a year on groceries—and it has nothing to do with prices? It’s because most people are following the traditional grocery routine that guarantees overspending and food waste before they even set foot in the store. In today’s episode, we’re sharing a grocery…

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November Budget Toolkit

Hey everyone! Jill here! Ready to hype you up for a fun, low-cost November. All we need is a bit of planning and knowledge about where our money can go the furthest this month. And we’ve got you covered! 💸 BUT FIRST! Rakuten is offering their highest EVER welcome bonus to new users! Rakuten is…

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The Financial Management Skill No One Taught Us

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Should You Refinance Your Home? Here’s How to Know

  Hey friend, Let’s talk about your mortgage — yes, your monthly payment. Have you ever wondered if refinancing could actually save you money? Or maybe you’ve seen ads promising lower rates and thought, “Is this right for me?” In today’s episode, we’re having a real conversation about it—the numbers, the timing, the red flags—so…

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Do THIS paycheck routine every payday

  Hi friend, Every payday comes with a choice: let your money slip through your fingers, or put it to work with a clear plan. Most people skip the second option—not because they don’t care, but because they don’t have a simple system to follow. We do. And it’s the exact process we’re breaking down…

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Is Social Media Making You Lonely?

Hey friend 👋 We scroll, we like, we post, and we tell ourselves we’re staying connected. But what we don’t see immediately is how that “connection” is quietly eroding real-life relationships and deepening our loneliness. A new long-term study followed nearly 7,000 Dutch adults over nine years and found something unsettling: both passive scrolling and…

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17 Things that are a total waste of money

  Hi friend, Tired of hearing you need the next upgrade or “must-have” just to keep up? Those messages are designed to pull us into spending traps, making us feel like we’re missing out if we don’t buy. But not every purchase is a waste of money. By our definition, a waste is simple: anything…

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Deinfluencing Halloween

Hey Friend, Jill here. 👋 Is anyone else noticing more and more hype around Halloween? And maybe not just noticing, but participating in more spooky season spending? 🥸 No worries – it’s not just you! Halloween spending is at an all-time high and stores are selling themed decor even earlier in the year to prompt…

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