Minimalist Living in an RV to Pay Off $56,000 of Debt | Jill’s Debt Free Journey– EP 217

Listen on Your Favorite Podcast Player

Living in an RV may seem like a dream for travelers and minimalists but it’s not always as easy and fancy as it seems. In this episode, Jill breaks down her minimalist RV lifestyle and non-traditional methods such as house sitting, renovating an RV and trailer to sell, and more, together with her supportive husband Eric in order to pay their debt. 

The more you put yourself in non-traditional situations, the more non-traditional opportunities for you to take advantage.


  • Free tickets! Events are always better when the tickets are free and the best when you get to go backstage and hang with the band and take pictures and pretend you’re cool. If you’re legitimately cool, you married the drummer. And while we don’t have any spare drummers for you, we do have free tickets! Our 2022 Frugal Living Summit is coming to a computer or phone near you June 27-30th! The theme for this year is the Spending Symposium and we’ll be sharing 20 never before heard interviews with experts diving deep into why we spend impulsively, how to stop, and how to spend our money better. Registration for the Spending Symposium is completely free and it’s NOW OPEN! And with your free ticket, you’ll get an exclusive discount on the Spending Mastery Bundle that includes all summit recordings and over 16 workbooks, ebooks, courses, etc from our speakers. Head to to get your free ticket.

How Jill ended up in debt

Jill’s dreams come with a cost, resulting in outstanding student and private loans. However, she acknowledged and collected debt as she saw it as a necessity for her journey of growth and freedom. Despite having a low-paying job, she thought of creative ways to be frugal. 

The non-traditional methods Jill used to pay it off

Together with her supportive husband, they did non-traditional methods such as house sitting, renovating an RV and trailer to sell and more. Jen saw this an opportunity to take advantage of and work her way through paying off their debt. 

Tiny living to saving money

Contrary to some who may think that the RV lifestyle is expensive, the cost of time and repairs and problem solving are more necessary than finances. However, paying attention to what you already have and making the most out of it, it will save you enough for this kind of lifestyle. 

Doing it all over again

​Jill wishes she could have known the freedom available to her and left earlier from her first internship job right after graduating. Realizing there are ways she can care for others without stepping on herself. Rather than feeling regret, every experience has landed itself to the next and helped gain an incredible skill set and variety of experiences in her life. 

One habit or practice we did not take after paying off debt

For Jill, it’s being laser-focused on her spending and being tenacious with side-hustles. For Jen, it’s budgeting. 

Bill of The Week

 Thank you Deonna for sharing your bill about the Disney credit card and how you were able to hack this opportunity for a discounted trip to Disney!

Thanks so Much for Listening!

Thanks so much for listening. In celebration of our summit June 27-30th we want to share some of the comments you guys made about our 2021 event like this one.

I originally found out about this awesome summit from Sarah Wilson so shout out to her. I'm also very interested in real estate investing and home payment hacking. Found it really helpful hearing about how Sarah goes about getting tenants. Thank you for that interview!

Thanks so much Emily! Thanks for listening and if you want your free ticket to this year’s summit June 27-30th head to and don’t forget to check out the Spending Mastery Bundle while you’re there, it’s jam packed with so much awesomeness!

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to AND share our most recent episode on social for a chance to win $50 to spend in the Frugal Friends Shop! And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

More To Explore