
Morning, friends!
We donât have to tell you (but we will) that setbacks happen. And they suck. Whether itâs a job loss, emergency, or total life shake-up, itâs tough to know where to even start again.
In our latest Spending Intervention, we talk with Emily, who lost everything in Hurricane Helene last year and is bravely rebuilding her life and her finances.
Watch the full convo on YouTube for honest insight and actionable tips.
đĄ Need your own financial reset after a setback? Start here:
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Take Stock Without ShameÂ
Before moving forward, take a clear, honest look at where you stand: debt, income, spending, and savings.
No shame, no judgment, just facts. Awareness is the first step to rebuilding.
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Prioritize Stability Over PerfectionÂ
In a reset, the goal isnât to do everything right, itâs to create enough structure to feel steady again.
That could mean setting up a bare-bones budget that covers your essentials, automating one small savings transfer a week, or tracking just one spending category to start. Small, consistent actions rebuild confidence and control.
If you want real-life insight into how this all plays out, watch the full Spending Intervention on YouTube or listen on Spotify or Apple Podcasts. Itâs packed with tips for finding your footing after crisis.

This Week on Frugal Friends
This week we also talked about how TikTok is Normalizing Being Car Poor and what the wisest way frugal people can avoid overspending without buying a lemon is. Watch on YouTube or wherever you get podcasts.Â
And let us know what you thought of the episode over on our latest Instagram post!
Weekend Checklist
â Â Do: After a financial setback â whether itâs a hurricane or popped tires â itâs important to organize to stay sane. Thatâs why we created the Annual Finance Planner, an all-in-one life & money system to help you take that much-needed sigh of relief.Â
â  Vote: Frugal Friends as âBest Podcastâ in Best of the Bay! You can vote daily and we would be ever so grateful if you helped us win this award đÂ
â Â Meal Prep: These Greek Chicken Gyro Bowls from Recipe Runner for a delicious & refreshing end-of-summer lunch.

Catch you later,
Kim

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