
Morning, friends!
We don’t have to tell you (but we will) that setbacks happen. And they suck. Whether it’s a job loss, emergency, or total life shake-up, it’s tough to know where to even start again.
In our latest Spending Intervention, we talk with Emily, who lost everything in Hurricane Helene last year and is bravely rebuilding her life and her finances.
Watch the full convo on YouTube for honest insight and actionable tips.
💡 Need your own financial reset after a setback? Start here:
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Take Stock Without Shame
Before moving forward, take a clear, honest look at where you stand: debt, income, spending, and savings.
No shame, no judgment, just facts. Awareness is the first step to rebuilding.
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Prioritize Stability Over Perfection
In a reset, the goal isn’t to do everything right, it’s to create enough structure to feel steady again.
That could mean setting up a bare-bones budget that covers your essentials, automating one small savings transfer a week, or tracking just one spending category to start. Small, consistent actions rebuild confidence and control.
If you want real-life insight into how this all plays out, watch the full Spending Intervention on YouTube or listen on Spotify or Apple Podcasts. It’s packed with tips for finding your footing after crisis.

This Week on Frugal Friends
This week we also talked about how TikTok is Normalizing Being Car Poor and what the wisest way frugal people can avoid overspending without buying a lemon is. Watch on YouTube or wherever you get podcasts.
And let us know what you thought of the episode over on our latest Instagram post!
Weekend Checklist
✅ Do: After a financial setback – whether it’s a hurricane or popped tires – it’s important to organize to stay sane. That’s why we created the Annual Finance Planner, an all-in-one life & money system to help you take that much-needed sigh of relief.
✅ Vote: Frugal Friends as ‘Best Podcast’ in Best of the Bay! You can vote daily and we would be ever so grateful if you helped us win this award 🙏
✅ Meal Prep: These Greek Chicken Gyro Bowls from Recipe Runner for a delicious & refreshing end-of-summer lunch.

Catch you later,
Kim

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.