Frugal Living Tips For Winter – EP 264

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As the season of thick blankets and warm drinks is fast approaching us, we are going to drop some hot takes on frugal living tips for winter. There are a lot of reasons why it can be a tough time for most people but there’s just as much benefit that this season will offer to our budgets and wallets. Get cozy as we warm you up with another lively and insightful episode with Jen and Jill! 

Anything that brings joy and comfort to you is a step in the right direction.


  • Hunkering down. It’s a very special sponsor that we could only showcase in this winter episode. It’s time to gather up, board up, cover up, button up, stash away, AND HUNKER DOWN. and while we are inside avoiding the cold and eating our way through the preserves and canned goods – why not hunker down with us over on our Patreon? We’ve got extra monthly episodes and additional frugal goodies at Hunkering down (with the frugal friends) – because the internet still works even when it’s cold out.

12 Frugal Home Winterization Tips

‘Tis the season on keeping our utilities as low as possible as this article by The Dollar Stretcher focuses primarily on keeping our heating costs low. If you live somewhere in the north, this list of practical tips for you to keep and help you stay warm for the winter.

What Jen + Jill have to say:

In a much affordable price than they have been in the past, Jen recommends investing on a programmable thermostat. Make sure to caulk your windows, skylights, etc. Apart from utilities, Jen thinks baking is a great activity to do at home for winter. 

Jill advises to keep on trying a few different utilities, to compare and identify your savings. You should also check on your air filters and see if they’re clean. The most important is to dress appropriately for the season–layering clothes is a great way to spend less on winter clothing.

The Wisdom of Winter: Rest & Renewal

What if in the areas that we can control and bear influence on, we were able to embrace a little bit more simplicity and stillness? This Everviolet article references the wisdom of winter which can be a great time of rest and renewal for us– a simplification. 

What Jen + Jill have to say:

Explore ‘Hygge’ which is a Scandinavian concept of coziness and the convivial feelings associated with a deep sense of contentment and well-being. Jill wants us to use this as a time with family, and friends and even replenish ourselves. 

While Jen thinks this is an ideal time to slow down our pace and catch up on all the rest we missed throughout the year by sleeping. Let’s allow ourselves to do less and take time.

The thing we're most looking forward to this coming winter

Jen looks forward to drinking her warm drinks such as hot coffee, and cider. While Jill will use this as a time to stay put and spend more time with the people around her.

Bill of The Week

Thank you Bri for sharing your bill about your first severance payment. Celebrating an unexpected shift – got fired, but recognizing the blessing in disguise!


Thanks so Much for Listening!

Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:

I just wanted to say that I totally felt "seen" while listening to the podcast on Kakeibo when Jill said that cash was easier for her to spend more freely because it's not necessarily tracked and there's no record of it.

I have been feeling this way for years now and have never heard anyone else 1) say this or 2) sum up my feelings so precisely! I am thrilled to know that I am not alone. Even if it's only me and Jill that feel this way. Ha, ha! That said, I almost never have actual cash on hand which means I don't spend much of it anyway . . .

But when I do finally use that random $5 bill in my wallet, what a carefree feeling! Keep up the good work, Jen and Jill!

Congrats! Thanks for listening and if you want to check out our monthly challenge community head to to see what challenge we have coming up next.

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

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