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StitcherSpring is in the air and so it’s time to get your finances in order! Let’s embrace the season by taking advantage of some ways of frugal living and saving up. So sit back, relax in your PJs, and grab a tea as Jen & Jill enumerates plenty of unique tips for frugal living and cleaning your finances for spring.
When we do a deep clean on our things, we can be reminded of how great our stuff is.
Sponsors:
- Just around the Riverbend. Pocahontas herself wanted to throw a little sponsorship our way in the form of encouragement. Spring is just around the Riverbend. And so is hope, flower, butterflies, sunshine, and good feelings. BUT for whatever might be around YOUR Riverbend, it’s always a good idea to be storing up some cash in a high-yield savings account like the one at CIT (currently offering 4.05% APY) at frugalfriendspodcast.com/CIT
Check out some relevant episodes
12 Frugal Living Tips for Spring
Every season has unique ways that push you to save money, or some may cost you more. This article from The Home and Homestead will make you use some of these tips for Spring and help you in frugal living.
What Jen + Jill have to say:
Take advantage of the season to spring clean with DIY cleaners! Just like Jen, she advises ensuring all of your home appliances and things will be cleaned this spring. Do annual checks to make sure they’re clean and running correctly. She also loves a good purge, not bodily but environmentally. Do it one by one and slowly make your way through the house. In spring, you can also lessen your electricity use given its weather.
Go outside! It’s a great time to enjoy the outdoors and connect with the people in your area. You may be able to find free plants and garden materials. Jill is starting to get to know her community through social media, and she found out about the activities in her area. Check your local buy-nothing groups, search FB marketplace, and talk with your friends in your area. Also, take this time to reassess your goals for the coming days and months.
5 Ways to Spring-Clean Your Finances
Regardless of where our finances are right now, there will always be something to clean up, and this article from Morgan Stanley surely will help you know where to start.
What Jen + Jill have to say:
If you have a lot of different bank accounts, this could be the best time to consolidate some of them. Jill adds that if you’re not debt-free yet, look at your various debts and recommend ways to declutter them slowly in order of interest. Organize your income and expenses, or in other words, BUDGET!
Be reminded to also toss out some papers to organize your things– Jen thinks that if there’s less paper on hand, the more likely she gets to address the important paperwork as it comes through.
How we're going to spring-clean our finances this season
Jen’s papers are now turning into a pile on the top of her file cabinet. So, going through these papers is what’s going to come first on her list this season.
In Jill’s spring season, she plans to review her financial goals from a broader perspective. She plans to shop around and negotiate to lower her bills, such as her car insurance bill.
Bill of The Week
Thank you Blanca for sharing your bill about negotiating your internet bill! Yay for promotional material! And paying for internet in one fell swoop!
Thanks so Much for Listening!
Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:
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I am feeling great about my progress.
I am continuing to track my purchases which has made me think twice about any impulse purchases because I do not want to track it so it is not made! One of my other goals was not going out to eat without someone else (community value), I asked a friend last min to go out to eat with me and they were not able to- poor planning lead to me eating alone and spending money.
I am no longer beating myself up about it because I know what caused it and I can work on it for the future. Important of planning ahead!
Congrats! Thanks for listening and if you want to check out our monthly challenge community head to frugalfriendspodcast.com/club to see what challenge we have coming up next.
Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to reviews@frugalfriendspodcast.com. And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉