The Friendletter

  Hey there 👋 When your debt’s bigger than your annual income, it’s easy to feel like you’re starring in a financial horror movie (with no exit). But there is a way forward—no panic, no shame, no confusing money jargon. Just real talk and a starting point. 🎧 Listen Now  📉 Our Top 3 Steps to…

Happpyy Friday, friend! Summer’s in full swing—which means your budget might be feeling the heat from travel, kids’ activities, or skyrocketing A/C bills. Here’s how to prepare for the month ahead: ✅ Pause and plan: Budget for late-summer travel (August sneaks up fast!) Prep for back-to-school expenses (supplies hit shelves early) Watch for sneaky renewals—streaming, credit…

  Hey Friend, No-spend challenges seem simple: stop spending, save money. But what you actually get out of them often has nothing to do with your bank account. When you stop buying, you start noticing—the default scrolls, the boredom-buys, the ways you use spending to soothe or avoid. And that awareness? It’s the first step…

  POV: It’s 7 PM. You’re starving.  And whatever motivation you had to cook was gone by 4pm. That $15 burger suddenly seems totally reasonable until fees and tip turn it into a $38 meal. AND those “just this once” takeout orders? They add up fast. Numbers don’t lie and sources report that Americans are…

Hello!  Have you ever done something unhinged just to save a little bit of money? There is such a thing as being too frugal, which is why we’re talking about what to stop doing ways to start saving smarter. First off – stop wasting time chasing deals!  We’ve all been there—endless scrolling, sketchy promo codes,…

  Think eating organic has to break the bank? We’ve got some simple, smart tips to help you save money and eat clean—no coupon clipping required! Real Quick: If you’ve been loving what we share, subscribing to our YouTube channel is a simple way to support us—and it helps us keep bringing you even more…

  What if I told you there’s free money sitting on the table and all you have to do is to click two links? Yes, really. Your company might be handing you all kinds of employee benefits.  Discounts, therapy, gym memberships, commuter benefits, legal services, pet insurance.  Those perks aren’t just nice-to-haves. They’re literally part…

Friend, happy Friday! Ever feel like your money’s moving but you’re not sure where it’s going? You’re paying bills, grabbing groceries, maybe even saving a little—but it still feels… fuzzy. If that’s you, you’re not alone. One of the best ways to cut through that fog is by seeing your full financial picture—clearly and calmly—in…

  Hey friend, If you caught last week’s episode, you heard some solid stories about how we’ve all fallen for an internet scam at some point. The internet is wild—and Instagram is especially good at dressing up a scam in a pretty filter. Which is why we want to help protect you from the marketing…