
Hi friend,
Money habits are powerful. Sometimes they carry us forward, and other times they quietly nudge us into situations we wish we could reverse.
The thing is, most of these habits don’t feel like big mistakes when we’re doing them. They just kind of… happen in the background.
That’s exactly why we made today’s video, 21 Awful Money Habits That Will KEEP YOU BROKE.
Not because you’re “doing it all wrong,” but because we all pick up habits that don’t serve us long-term.
And the good news? Once you spot them, you can change them.
🛒 Skip the Bad Habits, Keep the Savings
Before we share all 21 bad money habits, here’s one you can avoid right now: paying full price for anything in your online shopping cart!
Brad’s Deals finds the best discounts on everything from tech to home essentials, so you save money on what you were already planning to buy and time by skipping the endless search for deals.
🙂↔️ How do you change these habits?
Now that you know the habits to work on, what’s the next step? Small, sustainable actions:
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Simplify Your Environment
Make the good habit the easy option and the bad habit just a little harder. Want to cook at home more? Keep your go-to ingredients stocked and hide the takeout menus. Small tweaks in your environment can make a big difference. -
Curate Your Community
Habits spread—both the good and the not-so-good. Surround yourself (in person or online) with people whose habits you want to mirror. If your friends celebrate wins like meal-prepping or saving for vacations, you’ll be more likely to do the same. -
Focus on Identity, Not Just Action
Instead of just saying, “I want to spend less,” try, “I’m someone who spends on what I value.” When habits become part of who you are, not just what you do, they’re way easier to stick with.
Get More!
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✨ Join the More for Moms Virtual Summit (Oct. 6–10). This free online event is designed for moms who are craving more—more balance, more joy, more time for the things that matter most. Over five days, you’ll learn from experts covering topics like habits, health, home, and hobbies.


Here’s to building habits that move us closer to the life we want,
Misti

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