Hey friend,
Let’s talk about your mortgage — yes, your monthly payment.
Have you ever wondered if refinancing could actually save you money?
Or maybe you’ve seen ads promising lower rates and thought, “Is this right for me?”
In today’s episode, we’re having a real conversation about it—the numbers, the timing, the red flags—so you can figure out if refinancing could work for your situation.
Refinancing can be a smart move for homeowners when considered carefully.
But it’s not about freeing up cash to spend.
It’s about lowering interest, shortening your loan, and saving over the long term.
Catch it all over on Youtube. 👇🏻
Here are a few questions to get you thinking before you hit “apply”
1. What’s your real goal?
Are you looking to pay off your home faster, or just lower your monthly payment? Refinancing is about saving interest, not padding your budget for extra spending.
2. How long will you stay in your home?
Refinancing comes with costs — lender fees like origination and appraisal, and third-party fees like title services and inspections. The key is figuring out your break-even point: the moment your monthly savings outweigh these costs.
3. What red flags should you watch?
Not every refinance is a smart move. In the episode, we tease the common traps to avoid, like “no-cost” refinances, cash-out deals, or restarting a 30-year loan after owning your home for a while, and show you how to spot them before they cost you.
Refinancing isn’t a guaranteed win, but when you approach it thoughtfully, it can be one of the smartest ways to save on housing.
👇🏻 Join the conversation and watch the full episode.
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Talk soon,
Misti
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
