How Minimalism Can Change Your Life & Finances – EP 199

We know there is no ‘one-size-fits-all’ in the personal finance space, but there are a few tenets and pathways that can really help us achieve some of the financial milestones we’re dreaming of! There’s many benefits to minimalism and today we’re looking specifically at how the practices of minimalism can have a positive impact on our budget.


  • The Modern Frugal Living eBook! If you are on our email list you have in your inbox at this very second, a free eBook with over 200 ways to save money and includes checklists and resources so you can take action on the highest impact strategies quickly. If you are not on our email list you can still get the book for free just head to to get your promo code and everyone is getting 2 weeks of accountability emails to help you take action! So head to and start getting those quick wins that will snowball your momentum to financial freedom.
  • Sweden. Sweden wants you to stop blaming it for traditional minimalist design. Minimalist design actually originates from design in the Netherlands in the early 1900s and traditional Japanese design. And since the first Ikea didn’t even open until 1943, that single white chair and round table are not the original minimalist icon. Sweden, it’s not neutral on this.

For more on minimalism, check out:


This article from The Tannehill Homestead outlines 10 ways minimalism can benefit our lifestyles and our budgets!

What Jen + Jill have to say:

  • Spend less time cleaning when you have less stuff!
  • There’s more time for things you enjoy
  • Save more money…when you’re not buying and maintaining stuff
  • Increases our consciousness about the things we purchase
  • We don’t feel guilty about the things kept
  • Life is simpler
  • Enjoy being at home
  • Notice & appreciate the small things
  • Improved mental health

More Headlines:

This article from The Balance gives us some of the benefits AND potential pitfalls related to minimalism.

More from Jen + Jill:

  • How minimalism can help finances
    • Discourages excess
    • Encourages simple living
    • Forces you to prioritize spending
  • Potential pitfalls of minimalism
    • Purging can cost you (but only if you end up buying again what you threw away)
    • Quality comes at a price (but there is room for values based spending! Just be sure you are not buying expensive where it’s not necessary)
    • Simple doesn’t always mean cheap (but it can still mean ‘frugal’ ;))

BILL OF THE WEEK –  Thank you Lisa from New York for sharing your bill about being done paying alimony

If you want to submit your bill of the week visit to leave us a bill

Lightning Round 

What frugal minimalism looks like for us

  • Jill-  contentment. Not collecting things just because it’s inexpensive.
  • Jen-  minimalist decor, only purchase clothing secondhand.


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Thanks for listening! See you next week!

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