Hi friends, 👋
When you open your banking app or look at your statement, do you ever question where it all went?
You’re not alone.
We sat down with someone brave enough to go through their last 90 days of spending –and let us gently intervene.
See what she spent on, and watch what we had to say!
👉 Reasons to do your OWN 90 day transaction inventory (90DTI)
Reveals Duplicate Charges. So 👏many👏readers👏 have told us they found duplicate charges on subscriptions, especially when there’s shared finances with a partner. This can be easily missed when you’re only looking at your transactions occasionally and not in a 3 month block.
Identify Patterns. Find trends in your spending, and gain more understanding about the type of impulse spender you are (habit, emotional, social influence, thrill of the hunt, activity) – and how to break the cycle!
Notice Areas for Improvement. Ask questions like: What purchases are in alignment with my values? and Are there any purchases I don’t even remember making?
The whole process can get you spending your money confidently and values aligned!
🎁 BONUS: What would an extra $1,000 mean for your finances? How about FREE digital resources to help you get better at managing money from our favorite personal finance experts?
IT COULD ALL BE YOURS with our Summer Glow-Up Giveaway! 1 lucky winner will get all these prizes. 🥳
This Week on Frugal Friends
Does it feel like spending on kids is getting out of control? Let’s talk about it: Deinfluencing Kid Stuff: These Parents Are TEACHING OVERCONSUMPTION.
And catch the Spending Intervention: She Spent HOW MUCH on Gifts?! over on Youtube now to be inspired to complete your own 90DTI.
Tune in wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!
Weekend Checklist
✅ Read: The Wellbeing Brief by MyWellbeing! Overwhelmed by the news? The Wellbeing Brief brings you clear, calming updates on current events — plus therapist-informed tips to help you cope, not spiral. Sourced from reputable outlets, written for your peace of mind.
✅ Do: Spending intervention isn’t the only way to save money this summer – try our 2025 Spending Planner! It features anything from a debt snowball tracker to an opportunity cost calculator–covering all areas of your finances so you can finally sort out where that $18 is going every month. Get it on sale for $50% with code SUMMER50 now through July 31st!
✅ Meal Plan: This Chilled Cucumber Soup for a refreshing summer meal!
Catch you later,
Kim
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
