
Hey Friend!
In a world of “must-haves”, influencers, & the latest trends, it can be hard to differentiate between needs and wants – especially for our kiddos.
but we have a hot take… 🤭
It doesn’t have to be this way.
💡 Our Top 3 Tips to Say “No” to More Stuff
1. Take a pause.
Before buying, take a moment to breathe and ask yourself, “What’s the purpose of this?” Is it just to end a toddler meltdown in Target? Or are you getting swept up in the dreamy marketing that makes a $25 item feel like the answer to all your problems?
A quick pause helps cut through the noise—and reminds you that the cute decor on aisle 9 is probably just overpriced plastic.
2. Ditch “just in case” thinking.
Say it with us: “Just in case” is not an excuse to buy something you don’t need.
A third phone charger just in case one breaks? not necessary. A pack of glitter pens just in case you start journaling again? That’s called procrasti-spending. Most of the time, these things sit unused and take up space.
Try borrowing, thrifting, or waiting 24 hours before buying. Chances are, you won’t miss it.
3. Make a “yes” list.
Saying “no” constantly can be draining. A “yes” list helps shift the focus. Say yes to things that build joy, memories, and creativity—like books, field trips, or museum memberships.
Rebranding your habits can be difficult at first – but when you start saying “no” to toys & outfits, it’s a lot easier to say “yes” to a clean home, a financial cushion, and more imagination.
Get More!
⭐ We know a true need when we see one like this Summer Glow-Up Giveaway! With $1,000 in cash prizes & digital resources to makeover your finances, you’ll be financially fit before we can say Lightning Round.
⭐ Need a simple, seamless way to stay on top of your spending? Get our 2025 Spending Planner. Did you know that it has over eight features to help you do a financial reset?
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Annual Dashboard
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12 monthly budget tabs
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Bill calendar
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Savings goals tracker
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Debt snowball tracker
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Opportunity cost calculator
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Net worth tracker
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& a 60-page values-based spending guide!
Right now, our 2025 Spending Planner is on sale for 50% off through July 31st.


With intention,
Kim

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.