Episodes

5 Best Budgeting Apps For Beginners (Pay Off More Debt in 2026!) – EP 573

We’ve tested a lot of budgeting tools and apps over the years. Some are a win and some that honestly should’ve not been made. If you’re ready to finally get control of your money and pay off more debt this year, you’re in the right place. Stick with Jen and Jill as they showcase the…

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How to do a No-Buy or Low-Buy Year in 2026 (Our firsthand experiences!) – EP 572

2026 is just days away, and before you know it you’ll be wondering how to make your budget work for the rest of the year. Let this be your sign if you’re planning a no-buy or low-buy year. Because Jen and Jill are breaking down exactly how to do it without the shame, burnout, or…

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This TikTok Luxury Dupe Haul Trend is Tacky Overconsumption – EP 571

“Made in Italy” when it’s really made in China? Appreciating the value of luxury is an art in itself, so choosing the real thing is a valid preference but at what cost? Today, we’re pulling back the curtain on what luxury really means, exploring the rise of dupe culture, and asking whether it’s truly helping…

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STOP BUDGETING & Start Values-Based Spending in 2026 – EP 570

Money can be tricky. It can feel like it’s there when it’s not, or feel gone when you actually have enough. That confusion can push us into two extremes: depriving ourselves or overspending. Jen and Jill are here to cut through the chaos with the real fix by aligning your budget with your values so…

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The Best Debt Payoff Strategy: Debt Avalanche vs Debt Snowball – EP 569

When we talk about debt payoff, a win is a win. Because anything that gets us to pay them off is good. It is just a matter of how we use these strategies as fast and healthy as we can. Today, we’re breaking down which one fits your money personality, and show how to customize…

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Worst MLMs of 2025 Exposed! (they’re not the ones you think!) — EP 568

In your 20s or 30s, you will encounter MLMs that promise communities, easy cash, and empowerment. It is important that you DO NOT fall for it so easily. Today we’re pulling back the curtain on what you need to know about the worst MLMs of 2025, some of which you may not have known were…

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Christmas Overconsumption AT ITS WORST | Deinfluencing Holidays – EP 567

It’s beginning to look a lot like Christmas everywhere we go. But when the ‘spirit of giving’ looks more like a corporate marketing campaign, it’s time to talk. Today, Jen and Jill reacts to the most over-the-top holiday hauls on social media, breaking down why they’re so addicting, and showing you how to deinfluence your…

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How Marketing Manipulates You to Spend Money You Don’t Have – EP 566

Social media made you buy that thing. And yes, it was on purpose. Today’s episode breaks down exactly how marketing psychology manipulates you and how companies use emotion, identity, and guilt to encourage you to buy things you don’t need with money you don’t have. It’s not bad to buy from an ad but you…

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Black Friday 2025 is OFFICIALLY A SCAM (Can you call these deals?) – EP 565

NOT EVERYTHING IS ON SALE THIS BLACK FRIDAY. It’s dopamine. Sales are through the roof but what we don’t see are the recycled discounts, fake price drops, and psychological traps designed to make you spend more. And we’re talking all about it on today’s episode. Brains love saving money by buying stuff, more than we…

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