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StitcherSeptember brings new expenses, seasonal spending, and plenty of opportunities to save. In this episode, we’re breaking down what to budget for, what’s worth buying, and what to skip this month. Plus, one simple money move could help you lower your bills with a quick phone call.
You can’t plan everything but we want to remind you of some things you can possibly plan for.
Sponsors:
- Spend Smart is officially here! 💛 Our app is designed to help you break the cycle of impulse spending and feel more confident about your money. Get 20% off with the link here: www.frugalfriendspodcast.com/app.
What to include in September’s budget
Jen and Jill talk about what to include in your September budget so you’re not caught off guard by all the expenses that sneak up as summer winds down. They cover back-to-school costs like field trips, activity fees, sports, and school supplies, along with fall activities and seasonal clothing.
They also discuss planning ahead for home maintenance, Halloween, and holiday travel, especially by shopping secondhand and giving yourself more time to find deals. Finally, they encourage people to start saving for holiday gifts now, so December doesn’t bring a financial surprise.
What’s on Sale in September
Jen and Jill break down what’s worth buying in September and what’s better left on the shelf for now. They also talk about the seasonal shift and how to make smarter choices as summer transitions into fall, including what to keep in mind when planning your meals. Plus, they share some simple ways to take advantage of September without letting seasonal spending sneak up on your budget.
September’s Big Money Move
It’s time to stop accepting your bills at face value! They share how a few phone calls can potentially lower everyday expenses. From internet bills to medical costs, they explore where it’s worth asking for a better deal. The best part is how low-stakes negotiations can help you build the confidence to negotiate for something much bigger, like your next raise.
Lightning What will you allow yourself to splurge a little on this September?
Jen will buy Jill everything she wants, and she is also preparing for the marathon she’s running in January. Jill, on the other hand, will allocate her money toward their big trip.
Bill of The Week
Thanks Kaylee for your bill about negotiating your internet bill and saved $100/yr
We Made This for You! 💛
Wish you had a little help in the moment when you’re trying to decide whether to spend or save? Check out the Spend Smart app at frugalfriendspodcast.com/app and have your Frugal Friends in your pocket to help you make more intentional spending decisions.
If you want to check out our monthly challenge community head to frugalfriendspodcast.com/club to see what challenge we have coming up next.
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