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StitcherBefore August starts emptying your wallet, let’s build a budget that’s ready for it all. In this episode, we’re covering everything to include in your August budget from back-to-school expenses and end-of-summer spending to the seasonal foods and best buys that can help you save money all month long.
An emergency fund is not a moral achievement. It’s just a tool that creates breathing room.
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What to Include in August’s Spending Plan 🛍️
August is a month of transition, making it a great time to adjust your budget for changing routines. Jen and Jill recommend planning ahead for back-to-school expenses, childcare changes, Labor Day fun, and early fall preparations so these seasonal costs don’t catch you by surprise.
They also share the best deals to shop this month! To help stretch your grocery budget, they round out the toolkit with seasonal produce picks along with easy meal ideas such as zucchini corn fritters, tomato basil pasta, black bean stuffed peppers, and peach crisp.
August’s Big Money Move: Audit Your Emergency Fund 📑
Most people know they should have an emergency fund, but fewer stop to check if it still fits their life. As prices rise, bills change, and circumstances shift, the amount you saved a few years ago may no longer be enough to cover today’s emergencies.
Jen and Jill encourage you to spend just 15 minutes reviewing your emergency fund. Check whether it still covers your essential monthly expenses, is easy to access, and is earning interest while you don’t need it. Remember, an emergency fund isn’t a measure of success—it’s simply a tool that gives you breathing room when life doesn’t go as planned.
Budget aside, what are you looking forward to this August?
Jill is looking forward for her birthday while Jen is excited for Atlas to start schooling 🙂
Bill of the Week
Thanks Alisha for sharing your bill about your highest credit card bill (apx. $10k) – PAID OFF!!
Thanks so Much for Listening!
Thanks so much for listening. We love love love reading your kind reviews of our book Buy What You Love Without Going Broke and we especially loved this one from:
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Wonderful book
This book teaches you a strategy. It is not just random frugal things like some other frugal help books. You will really get insights into how you’re spending, and how you can tweak your spending. It will also help with your saving.
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