We Tried 19 Viral “Save Money” Hacks. Here’s What Actually Works in 2026 – EP 584

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The internet loves a good money hack, especially when it goes viral. Whether or not they are effective is what Jen and Jill are all about. In this episode, they decided to try 19 TikTok famous, algorithm approved, emotionally unhinged viral save-money hacks from the most popular down to the most ridiculous one.

It is important what we say to ourselves, the internal narratives that we are shaping because that is where our beliefs, emotions, and actions end up stemming from.

Viral “Save Money” Hacks

Jen and Jill look at how money trends blow up online and what happens when they do. They break down viral money hacks from mega-viral, very viral, and medium-viral finance trends to show how the internet normalizes unhealthy spending, oversimplifies wealth, or prioritizes aesthetics and clicks over real-life sustainability. As these trends spread, they can change how we think about spending, saving, and wealth, even when the advice is incomplete or unrealistic.

How You Can Make It Work

Some hacks can be helpful, some can feel overwhelming, and some are just complete nonsense. Overall, Jen and Jill emphasize that not every trending “money hack” deserves your time or trust. What matters is choosing habits and tools that actually serve your values, your budget, and your energy, instead of letting the algorithm decide how you manage your money.

What was your favorite viral hack of 2025?

Jen’s is being high~ maintenance – known as Molly on TikTok and she is everything for her. While Jill’s is hot honey she hopped on this train and never looked back!

Bill of The Week

Thank you Janelle for sharing your bill about getting your engagement photos for free!

Thanks for listening!

Thanks so much for listening. We love love love reading your kind reviews of our book Buy What You Love Without Going Broke and we especially loved this one from:

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I loved the emphasis on values. Not everybody is going to have identical budgets and that's okay. I also appreciated the reality that if it isn't simple, you won't stick to it. Very well put together and bonus points for being author narrated.

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