The Science of Simplicity & Your Money – EP 292

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Simplicity goes a long way. Do you know that adopting simplicity in your life can help you free up more money for what matters most to you, and improve your relationships and health? In this episode, let’s take a few minutes to discuss the science of simplicity, its benefits, and how you can simplify your life to spend less.

Focus on one thing at a time.


  • Biting off more than you can chew. It’s a cautionary sponsor and here to remind us that taking BIG ‘ol bites of our sandwiches could be a choking hazard, AND packing our schedules wayyy too full could lead to overwhelm and fatigue. Nevertheless, we have just the remedy for you and it’s called our DEBT FREE STORIES on YOUTUBE!  Whether you want some feel-good inspiration while you muddle through your ‘to-do’ list OR you bite off more debt than you can (metaphorically) chew and you’re just not sure how you will get rid of it all, listen AND WATCH some stories of fellow frugal friends podcast listeners on how they paid off debt. Go check it out on our YouTube channel!

6 Key Benefits of Simplifying Your Life

Living a simple life doesn’t necessarily mean that you have to close your doors and spend your days alone. This article by Happiness shares practical ways to simplify your life that can give you a lot of benefits that are proven by Science.

What Jen + Jill have to say:

The main key to simplifying your life is to know about yourself. It is important to know the things you want to prioritize and your values. Jen said that figuring out your core values is essential in spending money on things you love, and saying no to things you don’t really need. This helps in boosting your bank balance and focus on priorities. Self-indulgence becomes easier when you allow yourself to have some space in learning what you love through what you believe in.

While Jill added that your lifestyle says a lot about your health. Having a non-materialistic attitude can result in more positive relationships and health outcomes.  Maintaining a healthy lifestyle does help you save money in the long run.

How to Simplify Your Life to Spend Less

Spending less money is something that you should consider. This Modern Frugality article written by Jen shows how budgeting your money can actually clear your head. 

What Jen + Jill have to say:

Taking time to organize your things can help you focus in life. Jill mentioned that decluttering your home makes such a huge difference. The less clutter you have, the more you will be in a position where you can easily prioritize things you need to accomplish. The way you think and your capacity for decision-making are affected by having less physical possessions as cluttered finances can be quite overwhelming. That’s why it’s also important to pay off your debt. Simplifying your meal can also help by planning a simple menu. 

For Jen, focusing is also knowing what to prioritize. If you have things in mind that you want to accomplish, it is crucial to know which one is your priority. Decreasing your social media use and learning how to say ‘No’ can be helpful in making you focus on your priorities. Choosing to work on a certain goal doesn’t mean you aren’t doing anything. Planning overnight successful stories can lead to missed lessons in life. 

Something in our life that’s been hard to simplify

For Jen, social media is something that is hard to simplify in her life due to pressure from people around her. While Jill finds it hard to simplify her schedule because she realized that wanting a lot of things to be done is a personal problem.

Bill of The Week

Thank you Katie for sharing your bill about no longer paying for overdraft fees and no being able to pay off credit card!

Thanks so Much for Listening!

Thanks so much for listening! Many of you know we have a private community where we do monthly money challenges and offer accountability groups. We want to congratulate one of our members for a big win:

You guys, I am not a great meal prepper.

I have chronic illness so it’s really hard for me to be on my feet for long amounts of time, and making big batches of food and then washing all the dishes usually feels super overwhelming.

But, I think I’m finally finding my stride!! A couple days ago I got several cans of refried beans, and a big stack of burrito tortillas. I already had lots of cheese and rice on hand. Made a big batch of rice, loaded up the tortillas, and now I have A WHOLE MONTHS WORTH of homemade burritos in my freezer!!! I’m so stoked!!! I also made a week’s worth of smoothies and put them in jars in the freezer. Today's mission: giant batch of spaghetti sauce!

Congrats! Thanks for listening and if you want to check out our monthly challenge community head to to see what challenge we have coming up next.

Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉

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