How to Get Your Spouse on Board with Frugality – EP 63

Setting and achieving financial goals is all fun and games, but what about if your spouse is not on board? Embracing frugality, much like minimalism, can’t be forced on others – but there are ways to negotiate and become unified on this journey toward financial freedom! Join us as we look at some basic tips to help open the lines of communication and seek common ground regarding finances and important money decisions!


Ebates: We love and use Ebates all the time so we wanted to give them a shout out. If you’ve never used it, Ebates is a shopping portal where you can get cash-back on purchases from your favorite stores. We use it for Groupon, Amazon, Walmart, travel sites and more. And, if you haven’t tried Ebates yet we’ve got a $10 welcome bonus for you on your first purchase of $25 or more when you sign up through

Discounted Fireworks: As you drive down the road today don’t let the sale signs on those fireworks tents be a metaphor for your relationship. Discounted Fireworks.

Notable Notes:

What the Internet has to Say:

  • This article from Dave Ramsey highlights 3 ways to get your spouse on board with financial goals and decisions.

What Jen + Jill have to say:

  • Be aware of your words; watch the ‘hot-button’ words, and pulling out the old records/big hitters such as ‘you always’, or ‘you never’
  • Consider your timing; choose a time free from distraction and most likely to be conducive for an important conversation
  • Watch your tone; this can set the trajectory of the conversation. Avoid sounding condescending. overly frustrated, or unwilling to listen to the other side

More the Internet:

  • This article from Mom and Dad money provides more tips on how to get on the same page with your spouse around finances and frugality.

More from Jen + Jill:

  • Lead by example
  • Set a regular time to talk
  • Give it time
  • Ask for help
  • Give each other ‘free spend’ $

BILL OF THE WEEK – Thanks Lisa for sharing about paying down your car payment with double payments! We’re so excited for you and your gazelle like fierceness!

Lightning Round

How to Ensure Your Spouse will Hate Frugality & You

  • Take the empty toothpaste out of the trash and cut the end off to get the last bit that they wasted. Bonus points if you do it right in front of them or leave the remains where they can see it.
  • Tell them what the return on that $4.50 latte would have been after 30 years in the market.
  • Mention “the budget” several times a day. Even when nobody asked.
  • Don’t mention any of the things you do appreciate about them until they come over to your side.

Frugal Friends Book Club:

It’s July and we’re reading Mom and Dad we Need to Talk by Cameron Huddleston for book club!

  • If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to We’ll select the winners at the end of the month.

See you next week!

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