Episodes

The Best Debt Payoff Strategy: Debt Avalanche vs Debt Snowball – EP 569

When we talk about debt payoff, a win is a win. Because anything that gets us to pay them off is good. It is just a matter of how we use these strategies as fast and healthy as we can. Today, we’re breaking down which one fits your money personality, and show how to customize…

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Worst MLMs of 2025 Exposed! (they’re not the ones you think!) — EP 568

In your 20s or 30s, you will encounter MLMs that promise communities, easy cash, and empowerment. It is important that you DO NOT fall for it so easily. Today we’re pulling back the curtain on what you need to know about the worst MLMs of 2025, some of which you may not have known were…

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Christmas Overconsumption AT ITS WORST | Deinfluencing Holidays – EP 567

It’s beginning to look a lot like Christmas everywhere we go. But when the ‘spirit of giving’ looks more like a corporate marketing campaign, it’s time to talk. Today, Jen and Jill reacts to the most over-the-top holiday hauls on social media, breaking down why they’re so addicting, and showing you how to deinfluence your…

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How Marketing Manipulates You to Spend Money You Don’t Have – EP 566

Social media made you buy that thing. And yes, it was on purpose. Today’s episode breaks down exactly how marketing psychology manipulates you and how companies use emotion, identity, and guilt to encourage you to buy things you don’t need with money you don’t have. It’s not bad to buy from an ad but you…

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Black Friday 2025 is OFFICIALLY A SCAM (Can you call these deals?) – EP 565

NOT EVERYTHING IS ON SALE THIS BLACK FRIDAY. It’s dopamine. Sales are through the roof but what we don’t see are the recycled discounts, fake price drops, and psychological traps designed to make you spend more. And we’re talking all about it on today’s episode. Brains love saving money by buying stuff, more than we…

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Financial Planners Explained: Do you Need a Financial Adviser? – EP 564

If you’ve ever wondered whether hiring a financial advisor is actually worth it or just another money trap, this episode’s for you. We’re breaking down exactly what financial planners do, how to know if you need one, and how to find someone who actually works for you, even on a frugal budget. You don’t know…

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$96K in Debt w/ a $900 Car Payment!?!? | Reading Money Reddit Stories – EP 563

Confession time is either a cry for help or a gentle reminder to get it together. In this episode, we’re diving into some wild Reddit money confessions about how people got into debt and we’re going to give some insight on what we’d do if we were in their situation. Don’t let your 18 or…

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40 Unsexy Frugal Living Tips That Actually Work – EP 562

Let’s be honest, the internet is full of “frugal living tips” that sound great until you try them and realize they either save you thirty-seven cents or feel like a part-time job. These are not those tips. They may be the unsexy ones but they are the ones that actually helped us pay off over…

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People on TikTok BEGGING for Money is Unhinged (Sad Fishing for Money) – EP 561

How far would you go to trust, believe, and help a stranger online? Today we’re breaking down how social media has turned struggle into a brand, how these trends exploit both empathy and algorithms, and how it may be affecting you without you ever giving a dime. Generosity is a perfect way to spend our…

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