Episodes

This TikTok Luxury Dupe Haul Trend is Tacky Overconsumption – EP 571

“Made in Italy” when it’s really made in China? Appreciating the value of luxury is an art in itself, so choosing the real thing is a valid preference but at what cost? Today, we’re pulling back the curtain on what luxury really means, exploring the rise of dupe culture, and asking whether it’s truly helping…

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STOP BUDGETING & Start Values-Based Spending in 2026 – EP 570

Money can be tricky. It can feel like it’s there when it’s not, or feel gone when you actually have enough. That confusion can push us into two extremes: depriving ourselves or overspending. Jen and Jill are here to cut through the chaos with the real fix by aligning your budget with your values so…

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The Best Debt Payoff Strategy: Debt Avalanche vs Debt Snowball – EP 569

When we talk about debt payoff, a win is a win. Because anything that gets us to pay them off is good. It is just a matter of how we use these strategies as fast and healthy as we can. Today, we’re breaking down which one fits your money personality, and show how to customize…

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Worst MLMs of 2025 Exposed! (they’re not the ones you think!) — EP 568

In your 20s or 30s, you will encounter MLMs that promise communities, easy cash, and empowerment. It is important that you DO NOT fall for it so easily. Today we’re pulling back the curtain on what you need to know about the worst MLMs of 2025, some of which you may not have known were…

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Christmas Overconsumption AT ITS WORST | Deinfluencing Holidays – EP 567

It’s beginning to look a lot like Christmas everywhere we go. But when the ‘spirit of giving’ looks more like a corporate marketing campaign, it’s time to talk. Today, Jen and Jill reacts to the most over-the-top holiday hauls on social media, breaking down why they’re so addicting, and showing you how to deinfluence your…

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How Marketing Manipulates You to Spend Money You Don’t Have – EP 566

Social media made you buy that thing. And yes, it was on purpose. Today’s episode breaks down exactly how marketing psychology manipulates you and how companies use emotion, identity, and guilt to encourage you to buy things you don’t need with money you don’t have. It’s not bad to buy from an ad but you…

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Black Friday 2025 is OFFICIALLY A SCAM (Can you call these deals?) – EP 565

NOT EVERYTHING IS ON SALE THIS BLACK FRIDAY. It’s dopamine. Sales are through the roof but what we don’t see are the recycled discounts, fake price drops, and psychological traps designed to make you spend more. And we’re talking all about it on today’s episode. Brains love saving money by buying stuff, more than we…

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Financial Planners Explained: Do you Need a Financial Adviser? – EP 564

If you’ve ever wondered whether hiring a financial advisor is actually worth it or just another money trap, this episode’s for you. We’re breaking down exactly what financial planners do, how to know if you need one, and how to find someone who actually works for you, even on a frugal budget. You don’t know…

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$96K in Debt w/ a $900 Car Payment!?!? | Reading Money Reddit Stories – EP 563

Confession time is either a cry for help or a gentle reminder to get it together. In this episode, we’re diving into some wild Reddit money confessions about how people got into debt and we’re going to give some insight on what we’d do if we were in their situation. Don’t let your 18 or…

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