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StitcherWe’re already past the halfway point of the year, and a lot has happened. If your budget feels a little messy, July is the perfect time for a reset. In this episode, Jen and Jill break down everything you need to plan for this month so you can spend intentionally without making budgeting feel restrictive.
We build in some room for impulsivity because when we lack routine and structure, spontaneity naturally increases and we can plan for that.
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What to Budget for in July
July is when summer spending is in full swing and back-to-school costs start creeping in. With vacations, holiday celebrations, and seasonal expenses all competing for your attention, it’s easy to spend more than you realize.
That’s why Jen and Jill break down everything to plan for this month—from the 4th of July and summer travel to school supplies and seasonal produce—along with recipes that help you make the most of what’s in season.
July’s Money Move
For July, Jen and Jill encourage doing a credit check-in. Your credit score plays a role in many financial decisions, from qualifying for a credit card to buying a home. Since so much depends on your score, regularly checking it can help you catch errors, identify potential issues, and address them before they become bigger problems. It’s also an important way to protect yourself from fraud and identity theft.
To make it easy, they walk you through a step-by-step guide on how to check your credit and what to look for along the way, along with the use of Aura—a tool that helps protect your identity by monitoring for fraud and alerting you to suspicious activity.
It’s halfway through the year! What are you looking forward to this month?
Jen is taking a cruise with her family & will be taking and PASSING their CFP exams! Jill is also taking and PASSING CFP exams!
Bill of The Week
Thanks Melissa for sharing your bill about not paying for unlimited music subscription and getting a refund of $199.
Thanks so Much for Listening!
Thanks so much for listening. We love love love reading your kind reviews of our book Buy What You Love Without Going Broke and we especially loved this one from:
✰✰✰✰✰
Fun and Informative!
Jen and Jill really manage to transform finance and being frugal into something fun! While being highly informative, they are also lighthearted, getting the message across without being boring.
This book focuses on living your values, and having spending align with your values in a way you can live comfortably and happily, among other things. Definitely recommend!
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