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StitcherThe secret to frugal living that truly sticks is frugal habits put into practice. In today’s episode, Jen and Jill share 26 frugal living habits that actually move the needle toward your financial goals and are easy enough to stick with long enough to truly make a difference.
Ask yourself: What’s the one thing that I can do that which by doing, makes everything else easier or unnecessary?
Check out some relevant episodes
6 Areas Where You Can Be Frugal
- Food. Jill shares how using what you already have and repeating simple meals saves hundreds. Jen adds that emergency meals, fewer grocery trips, easier cooking, and reframing eating out quickly cut impulse spending.
- Housing and Utilities. Jen and Jill share how negotiating rent and bills can save thousands. DIY fixes and renting out extra space turn your home into a money win.
- Transportation. They encourage keeping cars longer by buying slightly used cars and driving them for years. Pair that with shopping car insurance once a year, and you lock in easy savings with a simple calendar reminder.
- Shopping and Spending Systems. They suggest slowing spending with a 24–48 hour rule and cutting shopping triggers by unsubscribing from retail emails and alerts.
- Subscriptions, Tech & Recurring Costs. They recommend canceling free trials the same day you sign up and rotating streaming services to avoid paying for stuff you’re not using. You can also try downgrading phone plans after your phone is paid off.
- Money Habits that Compound. They recommend automating savings, using sinking funds, and focusing on one habit at a time to stay on track and avoid debt.
What is the one habit you’re working on right now?
Jen is making a point to reach 10,000 steps daily. Meanwhile, Jill wants to start eating breakfast daily.
Bill of The Week
Thanks Rachel from palm springs. Achieved PSLF and paying tuition in cash for your son!
Thanks so Much for Listening!
Thanks so much for listening. We love love love reading your kind reviews of our book Buy What You Love Without Going Broke and we especially loved this one from:
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This was an incredible book and perfect for my financial goals! I’m a very impulsive buyer and I get a huge dopamine rush from purchasing especially purchasing things I love. I had slowly reduced spending and this book gave me even more ideas how to shift my thoughts on “stuff”. Not to mention how to reset our dopamine system. While I really find my monetary value align closely with Dave Ramsey but like these ladies discuss, finding different teachers for different seasons of life is true. So listening to them was a great way to learn new skills.
If you want to check out our monthly challenge community head to frugalfriendspodcast.com/club to see what challenge we have coming up next.
Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to reviews@frugalfriendspodcast.com. And don’t forget to share your favorite quote from the episode by using the hashtag #FrugalFriendsNote. 😉